Incivility could cost Lake Elmo insurance coverage
Ten months into the new year have left the Lake Elmo city hall with high levels of staff turnover and public fighting among council members. Incivility, however, could have a real financial price tag if the city’s liability insurance group decides the cost of defending and settling claims for Lake Elmo becomes too high.
The League of Minnesota Cities Insurance Trust is a member-owned cooperative that provides property, liability, workers’ compensation and employee benefit coverage to Minnesota cities, including Lake Elmo. Members contribute premiums to a jointly-owned fund rather than paying premiums to buy insurance from a private insurance company. The funds are used to pay for members’ claims, losses and expenses.